Understanding Collision Insurance


Understanding Collision InsuranceAccidents are scary, no doubt about it. Depending on the severity of the accident, the aftermath can sometimes be life changing. The hours spent on the phone with investigators, doctors, lawyers and of course insurance representatives can be nightmarish. But if you have collision insurance you can breathe a sigh of relief at the fact that you likely won't have to worry about high out of pocket expenses, if any, when it comes to fixing your car. Collision insurance that covers your car is not part of all auto insurance policies, but it is a great idea to make it part of yours. It covers many different aspects of the accident should it be your fault or if your are involved in a wreck with an uninsured motorist.

There is a lot of damage that can occur during an accident. People, property and of course the vehicles involved can all end up wounded. If your policy includes collision insurance, there is a good chance that it will cover a major portion of the repairs necessary to reconstruct your vehicle, other vehicles involved. It can also cover the medical bills for any injuries incurred if the accident was your fault, or if the other driver was uninsured. However, policies can vary greatly, so it is extremely important that you understand exactly what is covered when purchasing insurance or filing a claim following a collision.

When buying insurance make sure to have a lengthy discussion about what is covered and what isn't, especially in regard to different scenarios. While most policies will cover your car and any other vehicles involved, as well as your personal health and that the other vehicles' passengers, it will often only be up to a certain amount, called the policy limit, which is an important number to know. Be wary about stipulations surrounding collision insurance though, as some policies have certain stipulations about when a claim can be filed. For instance, one insurance company may state that collision insurance does not cover accidents that do not involve just your car and no others.

It is important that you never leave the scene of an accident before filing a police report and documenting the scene with a camera. If possible you should also gather written witness statements as these items provide evidence for your insurance company as the decision for who was at fault comes into play. After receiving quotes to have the auto body damage repaired it is about time to receive payout from your policy. This may come in one of several forms from the insurance carrier. You may receive a check made out directly to you or you will get a check in the amount of the repair estimate to provide the auto body repair shop with once repairs are complete. On some occasions you may be asked to pay for repairs out of pocket, only to be later reimbursed.

If you've been involved in an accident and need insurance repairs for your vehicle remember that you can choose the auto body repair shop of your choice! For expert auto body repair near Atlanta head to Budget Auto Painting in Chamblee. Our collision repair experts will be happy to discuss your insurance plan to ensure you get the coverage you deserve. To learn more, or to schedule auto body repair in Chamblee, give us a call at (404) 620-5001 today.

Budget Auto Painting of Chamblee Blog

Written and Published By MORBiZ

7 Tips to Keep Your Car's Exterior Looking Great
Top Advantages of Paintless Dent Removal
Top Benefits of Getting New Paint Jobs for Your Fleet Vehicles
Auto Body Repair Specialist in Chamblee, GA
Classic Custom Paint Styles to Consider for Your Car
What steps do I need to take after a car accident?
Standard Auto Body Repair Techniques
Why to Get a New Paint Job for Your Car
Simple Tips for Keeping Your New Paint Job in Great Condition
Expert Collision Repair in Chamblee, GA
5 Common Sources of Vehicle Scratches
6 Common Causes of Auto Accidents
How to Reduce the Chances of a Car Accident
Why You Need to Repair a Dent Sooner than Later
Must Have Answers to Your Collision Repair Questions
Understanding Collision Repair Estimates
Expert Custom Paint Jobs
Understanding Collision Insurance
How do I get Collision Repair?
Auto Body Repair Glossary: 8 Terms to Know
5 Collision Services Often Needed After an Auto Accident
FAQ: Car Accidents
The Auto Body Repair Process
What Does it Mean if a Car is Totaled?
4 Tips to Keep Your Car's New Paint Job Shining Bright
5 Things to Know Before Getting Auto Body Repair
Q&A: What to do after an auto accident
Why Choose Budget Auto Painting for Expert Auto Body Repair Near Atlanta?
5 Apps Designed to End Distracted Driving
Customer Reviews of Budget Auto Painting Near Atlanta
Great Reasons to have your Car Painted
Decoding Auto Body Repair
What do I need to know about auto body repair?
What Happens During Collision Repair?
Common Types of Auto Body Damage
How to choose an auto body repair shop
Is it Time for Auto Painting?
Tips to Avoid Distracted Driving
Is Paintless Dent Repair Right for My Car?
What is Body Panel Replacement? Does My Car Need it?
Involved in an auto accident? Here is what to do
FAQ: Collision Repair
How is Auto Body Damage Repaired?
Why Visit an Auto Body Repair Shop After a Minor Accident?
How to Avoid Dings, Dents and Scratches
Common Forms of Auto Body Repair
Answers You Need: Auto Body Repair
Top Services of an Atlanta Auto Body Repair Shop
Frequently Asked Questions: Auto Accidents
Why Choose Budget Auto Painting for Auto Body Repair in Atlanta?
5 Types of Custom Auto Painting
7 Reasons to Paint Your Car
10 Collision Repair Terms You Need to Know
Keeping your Fleet Vehicles Looking Their Best
What is Hidden Auto Body Damage?
What to do After an Auto Accident: 5 Steps to Take
What is Paintless Dent Repair?
How is Auto Body Repair Completed?
How to Find Professional Collision Repair Services in Atlanta
Why should I have auto body damage repaired?
Do I Need to Have My Car Checked Out After a Minor Collision?
What can an Auto Painting Facility do for my Car?
What is the collision repair process?
FAQ: Collision Insurance
FAQ: Auto Body Repair
Top Traits of an Expert Collision Repair Shop Near Atlanta
Tips to Prevent Minor Auto Body Damage
4 Top Services Providing by a Collision Repair Shop
Why Should You Finally Complete that Auto Restoration Project?
What is Frame Repair?
How to Find a Quality Auto Body Repair Shop
Tips to Keep Your New Paint Job Bright & Shiney
Important Steps to Take After an Auto Accident